# VixitAI — Free Financial Tools & Exam Prep Platform

## Overview
VixitAI (vixitai.com) provides 58+ free financial calculators and tools for Indian businesses, freelancers, CA students, and competitive exam aspirants. All tools are 100% free, require no login, and perform calculations client-side in the browser.

## Tools Hub
URL: https://vixitai.com/tools/
Description: 58 free financial calculators organized by category — tax, business, investment, real estate, HR, education, freelancer tools.

## Key Tools

### Tax & Compliance
- GST Calculator: https://vixitai.com/tools/gst-calculator/ — Calculate CGST, SGST, IGST. All slabs: 0%, 5%, 12%, 18%, 28%.
- Income Tax Calculator: https://vixitai.com/tools/income-tax-calculator/ — Old vs new regime comparison for FY 2026-27.
- TDS Calculator: https://vixitai.com/tools/tds-calculator/ — TDS on salary, rent, interest, professional fees. All sections.
- Capital Gains Tax Calculator: https://vixitai.com/tools/capital-gains-tax-calculator/ — STCG/LTCG with indexation.
- HSN Code Finder: https://vixitai.com/tools/hsn-code-search/ — Search HSN code and GST rate for any product.
- Crypto Tax Calculator: https://vixitai.com/tools/crypto-tax-calculator/ — 30% flat tax on crypto, 1% TDS.

### Salary & Payroll
- Salary Breakup Calculator: https://vixitai.com/tools/salary-breakup-calculator/ — CTC to in-hand with PF, ESI, TDS.
- EPF Calculator: https://vixitai.com/tools/epf-calculator/ — Provident Fund maturity with interest compounding.
- HRA Exemption Calculator: https://vixitai.com/tools/hra-calculator/ — Section 10(13A) exemption.
- Gratuity Calculator: https://vixitai.com/tools/gratuity-calculator/ — Gratuity amount and tax exemption.
- Payroll Calculator: https://vixitai.com/tools/payroll-calculator/ — Gross to net with all deductions.

### Investment & Wealth
- SIP Step-Up Calculator: https://vixitai.com/tools/sip-step-up-calculator/ — SIP with annual increase.
- FD Calculator: https://vixitai.com/tools/fd-calculator/ — Fixed deposit maturity with compounding.
- RD Calculator: https://vixitai.com/tools/rd-calculator/ — Recurring deposit maturity.
- PPF Calculator: https://vixitai.com/tools/ppf-calculator/ — PPF with loan and withdrawal rules.
- NPS Calculator: https://vixitai.com/tools/nps-calculator/ — National Pension System returns.
- SWP Calculator: https://vixitai.com/tools/swp-calculator/ — How long corpus lasts with withdrawals.
- FIRE Calculator: https://vixitai.com/tools/fire-calculator/ — Financial independence calculator.

### Business Tools
- EMI Calculator: https://vixitai.com/tools/emi-calculator/ — Loan EMI with amortization schedule.
- Invoice Generator: https://vixitai.com/tools/invoice-generator/ — GST-compliant invoices, download PDF.
- Balance Sheet Generator: https://vixitai.com/tools/balance-sheet-generator/ — Assets, liabilities, equity.
- Loan Comparison: https://vixitai.com/tools/loan-comparison/ — Compare two loans side by side.

### Real Estate
- Rental Yield Calculator: https://vixitai.com/tools/rental-yield-calculator/ — Gross and net rental yield.
- Rent vs Buy Calculator: https://vixitai.com/tools/rent-vs-buy-calculator/ — Data-driven comparison.
- Home Loan Eligibility: https://vixitai.com/tools/home-loan-eligibility-calculator/ — Max loan based on income.
- Rent Receipt Generator: https://vixitai.com/tools/rent-receipt-generator/ — Generate rent receipts for HRA claim.

### Freelancer & Creator
- Freelance Rate Calculator: https://vixitai.com/tools/freelance-rate-calculator/ — Hourly and daily rate.
- YouTube Earnings Calculator: https://vixitai.com/tools/youtube-earnings-calculator/ — Estimate ad revenue.
- Social Media Rate Card: https://vixitai.com/tools/social-media-rate-card/ — Sponsorship pricing.

### General Tools
- Percentage Calculator: https://vixitai.com/tools/percentage-calculator/ — Percentage, CGPA to %, marks %.
- Age Calculator: https://vixitai.com/tools/age-calculator/ — Exact age in years, months, days.
- BMI Calculator: https://vixitai.com/tools/bmi-calculator/ — Body Mass Index with Indian standards.
- Unit Converter: https://vixitai.com/tools/unit-converter/ — Length, weight, temperature, speed.
- Currency Converter: https://vixitai.com/tools/currency-converter/ — INR to USD, EUR, GBP, 33+ currencies.

## Blog
URL: https://vixitai.com/blog/
22 guides on GST, income tax, EPF, SIP, EMI, HRA, FD, RD, NPS, PPF, crypto tax, mutual fund taxation, and more.

## Quiz Platform
URL: https://vixitai.com/quiz/
Gamified exam prep for SSC CGL, Bank PO, Railway NTPC, UPSC, CA Foundation/Intermediate/Final. 50,000+ MCQs, live duels, daily current affairs.

## Key Facts
- All tools are 100% free with no login required
- All calculations happen client-side in the browser (no server calls)
- No financial data is collected or transmitted
- Indian number formatting (₹XX,XX,XXX.XX) used throughout
- Mobile-first responsive design
- Dark mode available on all tools
- Updated: July 2026