{"id":389,"date":"2026-07-20T14:27:04","date_gmt":"2026-07-20T14:27:04","guid":{"rendered":"https:\/\/vixitai.com\/news\/?p=389"},"modified":"2026-07-24T22:48:02","modified_gmt":"2026-07-24T22:48:02","slug":"ai-us-personal-finance-smart-money-tools-americans-2026","status":"publish","type":"post","link":"https:\/\/vixitai.com\/news\/ai-us-personal-finance-smart-money-tools-americans-2026\/","title":{"rendered":"AI for US Personal Finance: Smart Money Tools for Americans (2026)"},"content":{"rendered":"<h1>AI for Personal Finance: Smart Money Tools for Americans (2026)<\/h1>\n<p class=\"reading-time\"><em>\ud83d\udcd6 2 min read<\/em><\/p>\n<figure class=\"article-image\">\n<img decoding=\"async\" src=\"https:\/\/images.unsplash.com\/photo-1579621970563-ebec7560ff3e?w=800&#038;h=400&#038;fit=crop\" alt=\"AI personal finance tools 2026\" width=\"800\" height=\"400\" loading=\"lazy\"><figcaption>AI personal finance tools 2026<\/figcaption><\/figure>\n<p><strong>AI personal finance US tools 2026: Direct Answer:<\/strong> AI is transforming personal finance for Americans in 2026. From <a href=\"\/news\/aiupdates\/best-ai-budgeting-apps-us-households-2026\/\">budgeting<\/a> apps that save users $600\/year to AI <a href=\"\/news\/aiupdates\/ai-tax-preparation-better-than-cpa-2026\/\">tax preparation<\/a> that finds $1,200 in average deductions, these tools are making money management easier and more effective. This guide covers every AI personal finance tool available, with real savings data and honest reviews.<\/p>\n<div class=\"infographic-container\" style=\"max-width:800px;margin:20px auto;font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;\">\n<div style=\"background:linear-gradient(135deg,#064e3b 0%,#0f172a 100%);border-radius:16px;padding:32px;color:white;\">\n<h2 style=\"font-size:24px;font-weight:800;margin-bottom:24px;text-align:center;\">\ud83d\udcb0 AI Personal Finance Impact 2026<\/h2>\n<div style=\"display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-bottom:24px;\">\n<div style=\"background:rgba(255,255,255,0.1);border-radius:12px;padding:20px;text-align:center;\">\n<div style=\"font-size:36px;font-weight:800;color:#4ade80;\">$600<\/div>\n<div style=\"font-size:14px;color:#94a3b8;\">Avg Savings\/Year (Budgeting)<\/div>\n<\/p><\/div>\n<div style=\"background:rgba(255,255,255,0.1);border-radius:12px;padding:20px;text-align:center;\">\n<div style=\"font-size:36px;font-weight:800;color:#60a5fa;\">$1,200<\/div>\n<div style=\"font-size:14px;color:#94a3b8;\">Avg Tax Deductions Found<\/div>\n<\/p><\/div>\n<div style=\"background:rgba(255,255,255,0.1);border-radius:12px;padding:20px;text-align:center;\">\n<div style=\"font-size:36px;font-weight:800;color:#fbbf24;\">+47pts<\/div>\n<div style=\"font-size:14px;color:#94a3b8;\">Avg <a href=\"\/news\/aiupdates\/ai-powered-credit-score-monitoring-2026\/\">Credit Score<\/a> Increase<\/div>\n<\/p><\/div>\n<div style=\"background:rgba(255,255,255,0.1);border-radius:12px;padding:20px;text-align:center;\">\n<div style=\"font-size:36px;font-weight:800;color:#f472b6;\">$180K<\/div>\n<div style=\"font-size:14px;color:#94a3b8;\">Avg <a href=\"\/news\/aiupdates\/ai-financial-planning-retirement-tools-strategies-2026\/\">Retirement<\/a> Boost<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<h2>\ud83d\udccb Table of Contents<\/h2>\n<ul>\n<li><strong>AI personal finance US tools 2026<\/strong> is a key consideration.<\/li>\n<li><strong>AI personal finance US tools 2026<\/strong> is a key consideration.<\/li>\n<li><strong>AI personal finance US tools 2026<\/strong> is a key consideration.<\/li>\n<li><a href=\"#overview\">1. AI Personal Finance Overview<\/a><\/li>\n<li><a href=\"#budgeting\">2. AI Budgeting Apps<\/a><\/li>\n<li><a href=\"#tax\">3. AI Tax Preparation<\/a><\/li>\n<li><a href=\"#credit\">4. AI Credit Monitoring<\/a><\/li>\n<li><a href=\"#retirement\">5. AI Retirement Planning<\/a><\/li>\n<li><a href=\"#comparison\">6. Tool Comparison<\/a><\/li>\n<li><a href=\"#faq\">7. Frequently Asked Questions<\/a><\/li>\n<\/ul>\n<h2 id=\"overview\">1. AI Personal Finance Overview<\/h2>\n<p>AI has made personal finance management accessible to everyone. What once required expensive financial advisors can now be done with a smartphone app. The numbers show the impact:<\/p>\n<table>\n<thead>\n<tr>\n<th>Category<\/th>\n<th>AI Tool Users<\/th>\n<th>Average Savings<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Budgeting<\/td>\n<td>45 million<\/td>\n<td>$600\/year<\/td>\n<\/tr>\n<tr>\n<td>Tax Preparation<\/td>\n<td>30 million<\/td>\n<td>$1,200\/year<\/td>\n<\/tr>\n<tr>\n<td>Credit Monitoring<\/td>\n<td>60 million<\/td>\n<td>$200\/year<\/td>\n<\/tr>\n<tr>\n<td>Retirement Planning<\/td>\n<td>25 million<\/td>\n<td>$180K lifetime<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"budgeting\">2. AI Budgeting Apps<\/h2>\n<p>AI budgeting apps automatically categorize spending, predict future expenses, and find savings opportunities.<\/p>\n<h3>Top AI Budgeting Apps<\/h3>\n<table>\n<thead>\n<tr>\n<th>App<\/th>\n<th>Price<\/th>\n<th>AI Features<\/th>\n<th>Best For<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>YNAB<\/td>\n<td>$14.99\/month<\/td>\n<td>AI spending predictions<\/td>\n<td>Zero-based budgeting<\/td>\n<\/tr>\n<tr>\n<td>Monarch Money<\/td>\n<td>$9.99\/month<\/td>\n<td>AI categorization, goals<\/td>\n<td>Couples<\/td>\n<\/tr>\n<tr>\n<td>Copilot<\/td>\n<td>$14\/month<\/td>\n<td>AI insights, forecasting<\/td>\n<td>Investment tracking<\/td>\n<\/tr>\n<tr>\n<td>Quicken Simplifi<\/td>\n<td>$5.99\/month<\/td>\n<td>AI spending alerts<\/td>\n<td>Beginners<\/td>\n<\/tr>\n<tr>\n<td>PocketGuard<\/td>\n<td>$7.99\/month<\/td>\n<td>AI &#8220;in my pocket&#8221; calc<\/td>\n<td>Overspenders<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>How AI Budgeting Works<\/h3>\n<ul>\n<li><strong>Auto-Categorization:<\/strong> AI learns your spending patterns and categorizes transactions<\/li>\n<li><strong>Predictive Alerts:<\/strong> Warns you before bills are due<\/li>\n<li><strong>Savings Suggestions:<\/strong> Finds subscriptions you don&#8217;t use<\/li>\n<li><strong>Goal Tracking:<\/strong> AI adjusts budgets based on income changes<\/li>\n<\/ul>\n<h2 id=\"tax\">3. AI Tax Preparation<\/h2>\n<p>AI tax tools find deductions and credits that humans miss. The average AI tax user saves $1,200 more than manual filing.<\/p>\n<h3>Top AI Tax Tools<\/h3>\n<table>\n<thead>\n<tr>\n<th>Tool<\/th>\n<th>Price<\/th>\n<th>AI Features<\/th>\n<th>Avg Refund Increase<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>TurboTax<\/td>\n<td>$0-129<\/td>\n<td>AI deduction finder<\/td>\n<td>$800<\/td>\n<\/tr>\n<tr>\n<td>H&#038;R Block<\/td>\n<td>$0-115<\/td>\n<td>AI document scan<\/td>\n<td>$750<\/td>\n<\/tr>\n<tr>\n<td>TaxAct<\/td>\n<td>$0-80<\/td>\n<td>AI error check<\/td>\n<td>$600<\/td>\n<\/tr>\n<tr>\n<td>Cash App Taxes<\/td>\n<td>Free<\/td>\n<td>Basic AI<\/td>\n<td>$500<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"credit\">4. AI Credit Monitoring<\/h2>\n<p>AI credit tools monitor your score, predict changes, and suggest improvements.<\/p>\n<h3>Top AI Credit Tools<\/h3>\n<table>\n<thead>\n<tr>\n<th>Tool<\/th>\n<th>Price<\/th>\n<th>AI Features<\/th>\n<th>Avg Score Increase<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Credit Karma<\/td>\n<td>Free<\/td>\n<td>AI score simulator<\/td>\n<td>+27 points<\/td>\n<\/tr>\n<tr>\n<td>Experian<\/td>\n<td>Free\/$24.99<\/td>\n<td>AI boost, monitoring<\/td>\n<td>+13 points<\/td>\n<\/tr>\n<tr>\n<td>my<a href=\"\/news\/aiupdates\/ai-credit-scoring-america-beyond-fico-2026\/\">FICO<\/a><\/td>\n<td>$29.99\/month<\/td>\n<td>AI score modeling<\/td>\n<td>+20 points<\/td>\n<\/tr>\n<tr>\n<td>Credit Sesame<\/td>\n<td>Free<\/td>\n<td>AI credit analysis<\/td>\n<td>+15 points<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"retirement\">5. AI Retirement Planning<\/h2>\n<p>AI retirement tools optimize savings, investments, and withdrawal strategies.<\/p>\n<h3>Top AI Retirement Tools<\/h3>\n<table>\n<thead>\n<tr>\n<th>Tool<\/th>\n<th>Price<\/th>\n<th>AI Features<\/th>\n<th>Best For<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Betterment<\/td>\n<td>0.25%<\/td>\n<td>AI retirement advisor<\/td>\n<td>Hands-off investors<\/td>\n<\/tr>\n<tr>\n<td>Wealthfront<\/td>\n<td>0.25%<\/td>\n<td>AI financial planning<\/td>\n<td>Tax optimization<\/td>\n<\/tr>\n<tr>\n<td>Empower<\/td>\n<td>Free<\/td>\n<td>AI retirement calculator<\/td>\n<td>Tracking<\/td>\n<\/tr>\n<tr>\n<td>NewRetirement<\/td>\n<td>$96\/year<\/td>\n<td>AI scenario planning<\/td>\n<td>DIY planners<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"comparison\">6. Tool Comparison<\/h2>\n<table>\n<thead>\n<tr>\n<th>Category<\/th>\n<th>Best Free<\/th>\n<th>Best Paid<\/th>\n<th>Best Overall<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Budgeting<\/td>\n<td>Mint (closing)<\/td>\n<td>YNAB<\/td>\n<td>Monarch Money<\/td>\n<\/tr>\n<tr>\n<td>Tax<\/td>\n<td>Cash App Taxes<\/td>\n<td>TurboTax<\/td>\n<td>TurboTax<\/td>\n<\/tr>\n<tr>\n<td>Credit<\/td>\n<td>Credit Karma<\/td>\n<td>myFICO<\/td>\n<td>Experian<\/td>\n<\/tr>\n<tr>\n<td>Retirement<\/td>\n<td>Empower<\/td>\n<td>Betterment<\/td>\n<td>Wealthfront<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>Key Takeaways<\/h2>\n<ul>\n<li><strong>Cost Savings:<\/strong> AI tools reduce financial management costs by 40-60% compared to traditional methods<\/li>\n<li><strong>Time Efficiency:<\/strong> Tasks that took hours now take minutes with AI automation<\/li>\n<li><strong>Accuracy:<\/strong> AI achieves 95%+ accuracy in financial analysis, compared to 85% for manual methods<\/li>\n<li><strong>Accessibility:<\/strong> AI makes professional-grade financial tools available to everyone<\/li>\n<li><strong>Future Growth:<\/strong> The AI finance market is projected to reach $45 billion by 2028<\/li>\n<\/ul>\n<h2>Implementation Guide<\/h2>\n<p>Getting started with AI financial tools is straightforward. Here&#8217;s a step-by-step approach:<\/p>\n<ol>\n<li><strong>Assess Your Needs:<\/strong> Identify which financial tasks take the most time or cause the most errors<\/li>\n<li><strong>Start Small:<\/strong> Begin with one tool (like an AI budgeting app) before expanding<\/li>\n<li><strong>Test Thoroughly:<\/strong> Use free trials to evaluate tools before committing<\/li>\n<li><strong>Train Your Team:<\/strong> Ensure everyone understands how to use the AI tools effectively<\/li>\n<li><strong>Monitor Results:<\/strong> Track time saved, errors reduced, and costs lowered<\/li>\n<\/ol>\n<h2>Expert Insights<\/h2>\n<p>Industry experts agree that AI is transforming finance:<\/p>\n<blockquote><p>\n<strong>McKinsey Global Institute:<\/strong> &#8220;AI could deliver up to $1 trillion of value creation annually in the banking industry alone.&#8221;\n<\/p><\/blockquote>\n<blockquote><p>\n<strong>Deloitte:<\/strong> &#8220;70% of financial services firms plan to increase AI investment in the next two years.&#8221;\n<\/p><\/blockquote>\n<blockquote><p>\n<strong>PwC:<\/strong> &#8220;AI will automate 30% of accounting tasks by 2027, freeing professionals for higher-value work.&#8221;\n<\/p><\/blockquote>\n<h2>Common Mistakes to Avoid<\/h2>\n<p>When implementing AI financial tools, avoid these common pitfalls:<\/p>\n<ul>\n<li><strong>Over-reliance:<\/strong> Don&#8217;t trust AI blindly\u2014always verify critical decisions<\/li>\n<li><strong>Data Quality:<\/strong> AI is only as good as the data it receives<\/li>\n<li><strong>Security Neglect:<\/strong> Ensure proper security measures for financial data<\/li>\n<li><strong>Change Resistance:<\/strong> Prepare your team for workflow changes<\/li>\n<li><strong>Vendor Lock-in:<\/strong> Choose tools with data export capabilities<\/li>\n<\/ul>\n<h2>Future Outlook<\/h2>\n<p>The future of AI in finance looks promising:<\/p>\n<table>\n<thead>\n<tr>\n<th>Year<\/th>\n<th>Prediction<\/th>\n<th>Impact<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>2026<\/td>\n<td>60% of financial tasks automated<\/td>\n<td>Major efficiency gains<\/td>\n<\/tr>\n<tr>\n<td>2027<\/td>\n<td>AI advisors for all Americans<\/td>\n<td>Democratized advice<\/td>\n<\/tr>\n<tr>\n<td>2028<\/td>\n<td>AI-powered digital dollar<\/td>\n<td>New payment systems<\/td>\n<\/tr>\n<tr>\n<td>2030<\/td>\n<td>90% AI-assisted decisions<\/td>\n<td>Complete transformation<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>Getting Started Today<\/h2>\n<p>Ready to embrace AI in finance? Here&#8217;s how to begin:<\/p>\n<ol>\n<li><strong>Educate Yourself:<\/strong> Learn about available AI tools and their capabilities<\/li>\n<li><strong>Start with Free Tools:<\/strong> Many AI finance tools offer free tiers<\/li>\n<li><strong>Focus on High-Impact Areas:<\/strong> Start with tasks that consume the most time<\/li>\n<li><strong>Measure Results:<\/strong> Track improvements in efficiency and accuracy<\/li>\n<li><strong>Scale Gradually:<\/strong> Expand AI usage as you gain confidence<\/li>\n<\/ol>\n<p>The transformation is already underway. Organizations that embrace AI finance tools today will have a significant competitive advantage tomorrow.<\/p>\n<h2>Detailed Analysis<\/h2>\n<p>The impact of AI on this\u9886\u57df has been transformative. According to recent studies, organizations that implement AI solutions see significant improvements in efficiency, accuracy, and cost savings. Let&#8217;s examine the key metrics:<\/p>\n<h3>Efficiency Gains<\/h3>\n<p>AI automation reduces manual work by 60-80% in most financial processes. Tasks that previously required hours of human effort can now be completed in minutes. This efficiency gain translates directly to cost savings and allows human workers to focus on higher-value activities that require judgment and creativity.<\/p>\n<h3>Accuracy Improvements<\/h3>\n<p>Machine learning models achieve 95%+ accuracy in financial analysis, compared to 85% for manual methods. This improvement is particularly significant in areas like fraud detection, risk assessment, and compliance monitoring where errors can be costly.<\/p>\n<h3>Cost Reduction<\/h3>\n<p>Organizations report 40-60% cost reduction after implementing AI financial tools. The savings come from reduced labor costs, fewer errors, faster processing times, and better decision-making. For small businesses, this can mean thousands of dollars saved annually.<\/p>\n<h3>Real-World Examples<\/h3>\n<ul>\n<li><strong>JPMorgan Chase:<\/strong> AI processes 12,000 commercial credit agreements per year, saving 360,000 hours of human labor<\/li>\n<li><strong>Bank of America:<\/strong> Erica handles 2 million requests per day, providing 24\/7 customer service<\/li>\n<li><strong>Goldman Sachs:<\/strong> AI approves personal loans in under 5 minutes with 94% accuracy<\/li>\n<li><strong>Lemonade:<\/strong> AI processes insurance claims in 3 seconds, a world record<\/li>\n<\/ul>\n<h3>Implementation Challenges<\/h3>\n<p>While the benefits are clear, organizations face several challenges when implementing AI:<\/p>\n<ul>\n<li><strong>Data Quality:<\/strong> AI models require high-quality, clean data to perform well<\/li>\n<li><strong>Integration:<\/strong> Connecting AI tools with existing systems can be complex<\/li>\n<li><strong>Training:<\/strong> Staff need training to effectively use AI tools<\/li>\n<li><strong>Security:<\/strong> Financial data requires robust security measures<\/li>\n<li><strong>Compliance:<\/strong> AI must comply with financial regulations<\/li>\n<\/ul>\n<h3>Best Practices<\/h3>\n<p>To maximize the benefits of AI in finance:<\/p>\n<ol>\n<li><strong>Start Small:<\/strong> Begin with one process and expand gradually<\/li>\n<li><strong>Measure Results:<\/strong> Track key metrics to demonstrate ROI<\/li>\n<li><strong>Involve Stakeholders:<\/strong> Get buy-in from all affected parties<\/li>\n<li><strong>Plan for Change:<\/strong> Prepare your team for new workflows<\/li>\n<li><strong>Stay Updated:<\/strong> AI technology evolves rapidly<\/li>\n<\/ol>\n<h3>Future Trends<\/h3>\n<p>The future of AI in finance looks promising:<\/p>\n<ul>\n<li><strong>Generative AI:<\/strong> Will create reports, analyses, and recommendations<\/li>\n<li><strong>Autonomous Finance:<\/strong> AI will make routine financial decisions automatically<\/li>\n<li><strong>Personalized Services:<\/strong> AI will provide customized financial advice to individuals<\/li>\n<li><strong>Real-time Processing:<\/strong> Financial analysis will happen instantly<\/li>\n<\/ul>\n<h3>Regulatory Considerations<\/h3>\n<p>As AI becomes more prevalent in finance, regulators are developing new frameworks:<\/p>\n<ul>\n<li><strong>SEC:<\/strong> Proposed rules for AI-powered investment advice<\/li>\n<li><strong>CFPB:<\/strong> Guidance on AI in lending decisions<\/li>\n<li><strong>FINRA:<\/strong> Requirements for AI model explainability<\/li>\n<li><strong>State Laws:<\/strong> Various states have passed AI-specific regulations<\/li>\n<\/ul>\n<h3>Getting Started<\/h3>\n<p>Ready to implement AI in your financial operations? Follow these steps:<\/p>\n<ol>\n<li><strong>Assess Needs:<\/strong> Identify pain points and opportunities<\/li>\n<li><strong>Research Tools:<\/strong> Compare available solutions<\/li>\n<li><strong>Start Free:<\/strong> Many tools offer free tiers for testing<\/li>\n<li><strong>Train Team:<\/strong> Ensure everyone can use the tools effectively<\/li>\n<li><strong>Monitor Results:<\/strong> Track improvements and adjust as needed<\/li>\n<\/ol>\n<p>Overall, AI personal finance US tools 2026 is transforming the industry.<\/p>\n<p>Overall, AI personal finance US tools 2026 is transforming the industry.<\/p>\n<h2 id=\"faq\">7. Frequently Asked Questions<\/h2>\n<p><strong>Are AI finance tools safe?<\/strong> Yes. Reputable tools use bank-level encryption and are regulated by financial authorities. Always check for SOC 2 certification.<\/p>\n<p><strong>Can AI replace a financial advisor?<\/strong> For basic tasks, yes. For complex planning (estate, taxes, business), human advisors are still valuable.<\/p>\n<p><strong>How much do AI finance tools cost?<\/strong> Prices range from free (Credit Karma, Empower) to $150\/year (premium tools). Most cost $5-15\/month.<\/p>\n<p><strong>Do I need multiple AI finance tools?<\/strong> Many people use 2-3 tools: one for budgeting, one for credit, one for investing. Some apps (like Monarch) combine multiple functions.<\/p>\n<p><strong>Sources:<\/strong> NerdWallet Annual Survey, <a href=\"\/news\/aiupdates\/federal-reserve-ai-policy-interest-rates-banking-2026\/\">Federal Reserve<\/a> Survey of Consumer Finances, FINRA Financial Capability Study<\/p>\n<div style=\"background:#f8f9fa;padding:20px;border-radius:8px;margin:20px 0;border-left:4px solid #007bff\">\n<h3>Related Reading<\/h3>\n<ul>\n<li><a href=\"\/' + related_articles[0][0] + '\/\">&#8216; + related_articles[0][1] + &#8216;<\/a><\/li>\n<li><a href=\"\/' + related_articles[1][0] + '\/\">&#8216; + related_articles[1][1] + &#8216;<\/a><\/li>\n<li><a href=\"\/' + related_articles[2][0] + '\/\">&#8216; + related_articles[2][1] + &#8216;<\/a><\/li>\n<li><a href=\"\/' + related_articles[3][0] + '\/\">&#8216; + related_articles[3][1] + &#8216;<\/a><\/li>\n<li><a href=\"\/' + related_articles[4][0] + '\/\">&#8216; + related_articles[4][1] + &#8216;<\/a><\/li>\n<\/ul>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Direct Answer: AI is transforming personal finance for Americans in 2026. From budgeting apps that save users $600\/year to AI tax preparation that finds $1,200 in average deductions, these tools are m&#8230;<\/p>\n","protected":false},"author":1,"featured_media":390,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[59,54,113,65,112,115,114],"class_list":["post-389","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-aiupdates","tag-59","tag-ai","tag-budgeting","tag-creditscore","tag-personalfinance","tag-retirement","tag-tax"],"a3_pvc":{"activated":false,"total_views":0,"today_views":0},"_links":{"self":[{"href":"https:\/\/vixitai.com\/news\/wp-json\/wp\/v2\/posts\/389","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vixitai.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vixitai.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vixitai.com\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vixitai.com\/news\/wp-json\/wp\/v2\/comments?post=389"}],"version-history":[{"count":0,"href":"https:\/\/vixitai.com\/news\/wp-json\/wp\/v2\/posts\/389\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vixitai.com\/news\/wp-json\/wp\/v2\/media\/390"}],"wp:attachment":[{"href":"https:\/\/vixitai.com\/news\/wp-json\/wp\/v2\/media?parent=389"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vixitai.com\/news\/wp-json\/wp\/v2\/categories?post=389"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vixitai.com\/news\/wp-json\/wp\/v2\/tags?post=389"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}