Question 1

What is Coast FIRE?

Accepted Answer

Coast FIRE is when your existing investments have grown enough that they'll reach your full FIRE number by traditional retirement age (65) through compound growth alone — without any additional contributions. You only need to cover current expenses.

Question 2

How is Coast FIRE different from regular FIRE?

Accepted Answer

Regular FIRE requires enough to withdraw 4% annually immediately. Coast FIRE requires enough that compound growth alone will build your full FIRE number by 65. Coast FIRE lets you work less, take lower-paying jobs, or semi-retire early.

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