Free Financial Tools
That Actually Work
Instant calculators for GST, income tax, TDS, EMI & more.
No signup. No limits. Just results.
44 Free Financial Tools
Organized by category — tax, business, investment, real estate, HR, education & more.
Tax & Compliance
GST Calculator
CGST, SGST & IGST breakdown. All slabs.
Use Tool →Income Tax Calculator
Old vs new regime FY 2026-27.
Use Tool →TDS Calculator
All sections 192–194J.
Use Tool →Capital Gains Tax
STCG/LTCG with indexation.
Use Tool →HSN Code Finder
Search HSN code & GST rate. 135+ codes.
Use Tool →Property Capital Gains
LTCG with Sec 54/54EC exemptions.
Use Tool →Crypto Tax Calculator
30% flat tax + 1% TDS on crypto.
Use Tool →Rental Income Tax
Tax on Airbnb & rental income.
Use Tool →Salary & Payroll
Salary Breakup / CTC
CTC to in-hand with PF, ESI, TDS.
Use Tool →EPF Calculator
Provident Fund maturity with interest.
Use Tool →Payroll Calculator
Gross to net with all deductions.
Use Tool →HRA Exemption
Section 10(13A) metro & non-metro.
Use Tool →Leave Encashment
Section 10(10AA) exemption calc.
Use Tool →Full & Final Settlement
FnF with gratuity, leave, notice.
Use Tool →Employee Cost Calculator
Total cost per employee for startups.
Use Tool →Business & Invoicing
EMI Calculator
Loan EMI with amortization schedule.
Use Tool →Invoice Generator
GST-compliant invoices. Download PDF.
Use Tool →Balance Sheet Generator
Assets, liabilities & equity.
Use Tool →Proposal Generator
Professional quotations. Download PDF.
Use Tool →Startup Cost Calculator
One-time + monthly expenses, break-even.
Use Tool →Client Payment Tracker
Invoice aging & overdue tracking.
Use Tool →Dropshipping Profit
Per-unit & monthly profit calculator.
Use Tool →Carbon Footprint
Business ESG emissions calculator.
Use Tool →Real Estate & Property
Rental Yield Calculator
Gross & net rental yield on property.
Use Tool →Registration Cost
Stamp duty & registration by state.
Use Tool →Rent vs Buy
Should you rent or buy? Data-driven answer.
Use Tool →Home Loan Eligibility
Max loan based on income & obligations.
Use Tool →Property ROI
Total return: appreciation + rental + tax.
Use Tool →Investment & Wealth
SIP Step-Up Calculator
SIP with annual increase. Wealth projection.
Use Tool →SWP Calculator
How long your corpus lasts with withdrawals.
Use Tool →NPS Calculator
National Pension System returns & tax benefits.
Use Tool →PPF Calculator
PPF with loan & withdrawal rules.
Use Tool →FD vs RD vs SIP
Compare returns side by side.
Use Tool →Net Worth Tracker
Assets vs liabilities with pie chart.
Use Tool →FIRE Calculator
Financial independence, retire early.
Use Tool →Freelancer & Creator Economy
Freelance Rate Calculator
Hourly & daily rate from desired income.
Use Tool →Freelance Tax Estimator
Advance tax + GST for freelancers.
Use Tool →Content ROI Calculator
Marketing ROI from content creation.
Use Tool →Social Media Rate Card
Sponsorship pricing for influencers.
Use Tool →YouTube Earnings
Estimate ad revenue from views & CPM.
Use Tool →Student & Education
Why Use VixitAI Tools?
Built for Indian CAs, freelancers & small businesses who need fast, accurate calculations.
100% Free
No hidden charges, no premium tiers. Every tool is completely free to use — forever.
Instant Results
All calculations happen in your browser. No waiting for server responses — results appear instantly.
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Your data stays in your browser. Nothing is sent to any server. We don't track your financial information.
How It Works
Get accurate results in three simple steps.
Pick a Tool
Choose from GST, income tax, TDS, EMI, HRA calculators and more.
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