Free Financial Tools
That Actually Work
Instant calculators for GST, income tax, TDS, EMI & more.
No signup. No limits. Just results.
81 Free Financial Tools
Organized by category — tax, business, investment, real estate, HR, education, USA & UK.
🔥 Most Popular
GST Calculator
CGST, SGST & IGST breakdown. All slabs.
Use Tool →Income Tax Calculator
Old vs new regime FY 2026-27.
Use Tool →EMI Calculator
Loan EMI with amortization schedule.
Use Tool →FD Calculator
Fixed deposit maturity with compounding.
Use Tool →SIP Calculator
SIP with annual increase. Wealth projection.
Use Tool →Age Calculator
Exact age in years, months, days.
Use Tool →Tax & Compliance
GST Calculator
CGST, SGST & IGST breakdown. All slabs.
Use Tool →Income Tax Calculator
Old vs new regime FY 2026-27.
Use Tool →TDS Calculator
All sections 192–194J.
Use Tool →Capital Gains Tax
STCG/LTCG with indexation.
Use Tool →HSN Code Finder
Search HSN code & GST rate. 135+ codes.
Use Tool →Property Capital Gains
LTCG with Sec 54/54EC exemptions.
Use Tool →Crypto Tax Calculator
30% flat tax + 1% TDS on crypto.
Use Tool →Rental Income Tax
Tax on Airbnb & rental income.
Use Tool →HUF Tax Calculator
Separate PAN, exemption, 80C for HUF.
Use Tool →NRI Tax Calculator
DTAA, Section 195, NRI tax slabs.
Use Tool →Professional Tax
State-wise PT rates for all states.
Use Tool →IT Refund Status
Check ITR refund on e-Filing portal.
Use Tool →Salary & Payroll
Salary Breakup / CTC
CTC to in-hand with PF, ESI, TDS.
Use Tool →EPF Calculator
Provident Fund maturity with interest.
Use Tool →Payroll Calculator
Gross to net with all deductions.
Use Tool →HRA Exemption
Section 10(13A) metro & non-metro.
Use Tool →Leave Encashment
Section 10(10AA) exemption calc.
Use Tool →Full & Final Settlement
FnF with gratuity, leave, notice.
Use Tool →Employee Cost Calculator
Total cost per employee for startups.
Use Tool →Gratuity Calculator
Gratuity amount & tax exemption.
Use Tool →UAN Activation
Activate UAN on EPFO portal. Step-by-step.
Use Tool →Business & Invoicing
EMI Calculator
Loan EMI with amortization schedule.
Use Tool →Invoice Generator
GST-compliant invoices. Download PDF.
Use Tool →Balance Sheet Generator
Assets, liabilities & equity.
Use Tool →Proposal Generator
Professional quotations. Download PDF.
Use Tool →Startup Cost Calculator
One-time + monthly expenses, break-even.
Use Tool →Client Payment Tracker
Invoice aging & overdue tracking.
Use Tool →Dropshipping Profit
Per-unit & monthly profit calculator.
Use Tool →Carbon Footprint
Business ESG emissions calculator.
Use Tool →Loan Comparison
Compare two loans side by side. EMI & total cost.
Use Tool →Tip Calculator
Calculate tip & split bill between friends.
Use Tool →Real Estate & Property
Rental Yield Calculator
Gross & net rental yield on property.
Use Tool →Registration Cost
Stamp duty & registration by state.
Use Tool →Rent vs Buy
Should you rent or buy? Data-driven answer.
Use Tool →Home Loan Eligibility
Max loan based on income & obligations.
Use Tool →Property ROI
Total return: appreciation + rental + tax.
Use Tool →Rent Receipt Generator
Generate rent receipts for HRA claim.
Use Tool →Investment & Wealth
SIP Step-Up Calculator
SIP with annual increase. Wealth projection.
Use Tool →SWP Calculator
How long your corpus lasts with withdrawals.
Use Tool →NPS Calculator
National Pension System returns & tax benefits.
Use Tool →PPF Calculator
PPF with loan & withdrawal rules.
Use Tool →FD vs RD vs SIP
Compare returns side by side.
Use Tool →Net Worth Tracker
Assets vs liabilities with pie chart.
Use Tool →FIRE Calculator
Financial independence, retire early.
Use Tool →FD Calculator
Fixed deposit maturity with compounding.
Use Tool →RD Calculator
Recurring deposit maturity & interest.
Use Tool →Term Insurance
How much cover you need & premium estimate.
Use Tool →Compound Interest
CI formula with compounding frequency.
Use Tool →Simple Interest
SI formula for loans and investments.
Use Tool →Inflation Calculator
Future value of money with inflation.
Use Tool →Retirement Calculator
Plan retirement corpus and savings.
Use Tool →Savings Goal
How long to reach your financial goal.
Use Tool →Freelancer & Creator Economy
Freelance Rate Calculator
Hourly & daily rate from desired income.
Use Tool →Freelance Tax Estimator
Advance tax + GST for freelancers.
Use Tool →Content ROI Calculator
Marketing ROI from content creation.
Use Tool →Social Media Rate Card
Sponsorship pricing for influencers.
Use Tool →YouTube Earnings
Estimate ad revenue from views & CPM.
Use Tool →Student & Education
Education Loan EMI
With moratorium period calculation.
Use Tool →GPA / Percentage Converter
CGPA to percentage. All scales.
Use Tool →Scholarship Checker
Find matching scholarships. 24 listed.
Use Tool →Percentage Calculator
Calculate %, marks %, CGPA to %, % change.
Use Tool →Age Calculator
Exact age in years, months, days. Age difference.
Use Tool →BMI Calculator
Body Mass Index with Indian & WHO standards.
Use Tool →Unit Converter
Length, weight, temperature, speed, area, volume.
Use Tool →Date Difference
Days between dates, working days, weekends.
Use Tool →Currency Converter
INR to USD, EUR, GBP. 33+ currencies.
Use Tool →Study Hours Planner
Exam preparation schedule generator.
Use Tool →USA Financial Tools
Mortgage Calculator
Full PITI with amortization. 2026 US rates.
Use Tool →401(k) Calculator
Employer match, catch-up, projected balance.
Use Tool →Roth IRA Calculator
Tax-free growth projection. 2026 limits.
Use Tool →Student Loan Calculator
Standard, IDR, PSLF repayment plans.
Use Tool →Credit Score Simulator
FICO factors: payment, utilization, history.
Use Tool →HSA Calculator
Triple tax advantage. 2026 limits.
Use Tool →Debt Payoff Planner
Snowball vs Avalanche strategy comparison.
Use Tool →Coast FIRE Calculator
When to stop saving and let compound growth work.
Use Tool →RMD Calculator
Required Minimum Distribution 2026.
Use Tool →Backdoor Roth Calculator
Pro-rata rule analysis for high earners.
Use Tool →UK Financial Tools
Why Use VixitAI Tools?
Built for Indian CAs, freelancers & small businesses who need fast, accurate calculations.
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